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The financial sector is one of the fastest growing and changing sectors in the world. Financial institutions manage funds, invest or manage assets and shares, provide leasing services and loans, manage loan offices and provide financial advice. Almost all people come into contact with financial institutions, for example by using a current account, depositing money or collecting a pension, applying for a bank loan to buy a home, a car, etc. Statistics on credit institutions, payment and settlement systems, savings and loan associations and leasing enterprises are collected and published by

Research and development (R&D) aim at acquiring new knowledge or using existing knowledge in a novel way. For example, it is the improvement of a product or work process. R&D ends when the main product is developed and the focus is shifted to production planning or market expansion. The main features of R&D are novelty, creativity, ambiguity, systematicity and transferability. Novelty means discovering something new, and with that goal in mind, researchers carry out studies at universities and research institutes. In business, novelty refers to new discoveries or technologies that have not

What kind of survey is it? The crop farming survey provides data about areas under cultivation and harvested areas of agricultural crops, production and yield, fertilisers, organic farming, liming, seed use, and autumn sowings of winter crops. A large part of the data are obtained from registers (for example, data on areas under cultivation received from the Agricultural Registers and Information Board and data on units that fill in the electronic field book in e-ARIB), and missing data are collected from respondents with the survey. Why are these data needed? Ministries, EU institutions