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Breadcrumb

  1. Home
  2. Methodology and quality
  3. ESMS metadata
  4. Financial statistics of insurance enterprises (annual)

Financial statistics of insurance enterprises (annual)

1. Contact
1.1. Contact organisation

Statistics Estonia

1.2. Contact organisation unit

Economic and Environmental Statistics Department

1.3. Contact name

Egle Loorits

1.4. Contact person function

Analyst

1.5. Contact mail address

20 Narva Rd., 51009 Tartu, Estonia

1.6. Contact email address

egle.loorits [at] stat.ee

1.7. Contact phone number

37258855632

2. Metadata update
2.1. Metadata last certified

27/03/2025

2.2. Metadata last update

27/03/2025

3. Statistical presentation
3.1. Data description

Profit statements, balance sheets, tangible and intangible assets, investment properties and financial income and expenses of insurance companies

3.2. Classification system

Estonian Classification of Economic Activities (EMTAK 2008) based on NACE Rev. 2

3.3. Sector coverage

Financial sector

3.4. Statistical concepts and definitions

Life insurance – the class of assurance which comprises, in particular, assurance on survival to a stipulated age only, assurance on death only, assurance on survival to a stipulated age or on earlier death, life assurance with return of premiums, marriage assurance, birth assurance.

Non-life insurance – all branches of insurance other than life insurance. Non-life insurance by type are motor third party liability (TPL) insurance incl. membership fee to the Estonian Traffic Insurance Foundation (ETIF), accident and sickness, travel insurance, land vehicles insurance (natural persons), land vehicles insurance (legal persons), other vehicles insurance, goods in transit insurance, property insurance (natural persons), property insurance (natural persons), vehicles liability insurance, general liability insurance, insurance for pecuniary loss.

Technical provisions – a sum planned for claims potentially paid out in the future under existing contracts.

Investments of unit-linked life-insurance contracts – investments which are related to unit-linked life-insurance contracts. The obligations of the insurer under the contracts depend on the value and profitability of these investments.

3.5. Statistical unit

Insurance company

3.6. Statistical population

Registered insurance companies

FRAME

List of active insurance companies generated from the Business Register for Statistical Purposes

3.7. Reference area

Estonia as a whole

3.8. Time coverage

2007–…

3.9. Base period

Not applicable

4. Unit of measure

Financial data – euro

Number of workers

5. Reference period

Year

6. Institutional mandate
6.1. Legal acts and other agreements

DIRECTLY APPLICABLE LEGAL ACTS

Regulation (EU) No 549/2013 of the European Parliament and of the Council of 21 May 2013 on the European system of national and regional accounts in the European Union (Text with EEA relevance)

Regulation (EC) No 716/2007 of the European Parliament and of the Council of 20 June 2007 on Community statistics on the structure and activity of foreign affiliates

Commission Regulation (EC) No 250/2009 of 11 March 2009 implementing Regulation (EC) No 295/2008 of the European Parliament and of the Council as regards the definitions of characteristics, the technical format for the transmission of data, the double reporting requirements for NACE Rev.1.1 and NACE Rev.2 and derogations to be granted for structural business statistics (Text with EEA relevance)

OTHER LEGAL ACTS

Not available

OTHER AGREEMENTS

Statistical Office of the European Union (Eurostat)

7. Confidentiality
7.1. Confidentiality - policy

The dissemination of data collected for the purpose of producing official statistics is guided by the requirements provided for in § 32, § 34, § 35, § 38 of the Official Statistics Act.

7.2. Confidentiality - data treatment

The treatment of confidential data is regulated by the Procedure for Protection of Data Collected and Processed by Statistics Estonia (in Estonian). See more details on the website of Statistics Estonia in the section Õigusaktid.

8. Release policy
8.1. Release calendar

Notifications about the dissemination of statistics are published in the release calendar, which is available on the website. Every year on 1 October, the release times of the statistical database, news releases, main indicators by IMF SDDS and publications for the following year are announced in the release calendar (in the case of publications – the release month).

8.2. Release calendar access

Calendar

8.3. User access

All users have been granted equal access to official statistics: dissemination dates of official statistics are announced in advance and no user category (incl. Eurostat, state authorities and mass media) is provided access to official statistics before other users. Official statistics are first published in the statistical database. If there is also a news release, it is published simultaneously with data in the statistical database. Official statistics are available on the website at 8:00 a.m. on the date announced in the release calendar.

9. Frequency of dissemination

Annual

10. Accessibility and clarity
10.1. News release

Not published

10.2. Publications

Not published

10.3. Online database

Not published

10.4. Microdata access

The dissemination of data collected for the purpose of producing official statistics is guided by the requirements provided for in § 33, § 34, § 35, § 36, § 38 of the Official Statistics Act. Access to microdata and anonymisation of microdata are regulated by Statistics Estonia’s procedure for dissemination of confidential data for scientific purposes.

10.5. Other

Data serve as input for statistical activities 21401 “National accounts (annual)”, 21405 “National accounts (quarterly)” and 21407 “Sector accounts”.

10.6. Documentation on methodology

European System of Accounts 2010 (ESA 2010)

http://ec.europa.eu/eurostat/web/esa-2010

Insurance Activities Act

https://www.riigiteataja.ee/en/eli/511122019006/consolide

10.7. Quality documentation

Not available

11. Quality management
11.1. Quality assurance

To assure the quality of processes and products, Statistics Estonia applies the EFQM Excellence Model, the European Statistics Code of Practice and the Quality Assurance Framework of the European Statistical System (ESS QAF). Statistics Estonia is also guided by the requirements in § 7. “Principles and quality criteria of producing official statistics” of the Official Statistics Act.

11.2. Quality assessment

Statistics Estonia performs all statistical activities according to an international model (Generic Statistical Business Process Model – GSBPM). According to the GSBPM, the final phase of statistical activities is overall evaluation using information gathered in each phase or sub-process; this information can take many forms, including feedback from users, process metadata, system metrics and suggestions from employees. This information is used to prepare the evaluation report which outlines all the quality problems related to the specific statistical activity and serves as input for improvement actions.

Data are collected and processed on the basis of ESA 2010 methodology. Time-series data are organised and appropriately maintained.

12. Relevance
12.1. User needs

Ministry of Economic Affairs and Communications

12.2. User satisfaction

Since 1996, Statistics Estonia has conducted reputation and user satisfaction surveys. All results are available on the website of Statistics Estonia in the section User surveys.

12.3. Completeness

Accounting of the financial sector corresponds to the requirements of ESA 2010.

13. Accuracy and reliability
13.1. Overall accuracy

The type of survey and the data collection methods ensure sufficient accuracy.

13.2. Sampling error

Not applicable

13.3. Non-sampling error

Not measured

14. Timeliness and punctuality
14.1. Timeliness

Data are not published by Statistics Estonia. The data are submitted to Eurostat 18 months after the end of the reference year.

14.2. Punctuality

The data are submitted on time.

15. Coherence and comparability
15.1. Comparability - geographical

The data are comparable with the data of other European Union countries because common methodology, concepts and definitions are used.

15.2. Comparability - over time

Time series based on the common methodology start from 2003.

15.3. Coherence - cross domain

Not applicable

15.4. Coherence - internal

Not applicable

16. Cost and burden

Total time of filling in reports of the statistical activity, hours: 34

Average time of filling in the reports, hours per report:

Kindlustus 1,8

(data for 2022)

17. Data revision
17.1. Data revision - policy

The data revision policy and notification of corrections are described in the section Principles of dissemination of official statistics of the website of Statistics Estonia.

17.2. Data revision - practice

The published data may be revised if the methodology is modified, errors are discovered, new or better data become available.

Planned revisions of previous year’s data are carried out in June.

18. Statistical processing
18.1. Source data

SURVEY DATA

The total population is 19 objects. All objects are observed.

ADMINISTRATIVE DATA

Not used

DATA FROM OTHER STATISTICAL ACTIVITIES

Not used

18.2. Frequency of data collection

Annual

18.3. Data collection

Data are collected and the submission of questionnaires is monitored through eSTAT (the web channel for electronic data submission). The questionnaires have been designed for independent completion in eSTAT and include instructions and controls. The questionnaires and information about data submission are available on the website of Statistics Estonia in the section Questionnaires.

Data are collected with the annual statistical questionnaire “Insurance”.

18.4. Data validation

Arithmetic and qualitative controls are used in the validation process, including comparison with the data of previous periods and other surveys.

18.5. Data compilation

In the case of missing or unreliable data, missing values are imputed according to set rules. Variables and statistical units which were not collected but which are necessary for producing output are calculated. New variables are calculated by applying arithmetic conversion to already existing variables. This may be done repeatedly; the derived variable may, in turn, be based on previously derived variables. Microdata are aggregated to the level necessary for analysis.

The collected data are converted into statistical output. This includes calculating additional indicators.

18.6. Adjustment

Not applied

19. Comments

Not available

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+372 625 9300
stat [at] stat.ee

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